Terms of Service

Last updated: 12 July 2026

These Terms of Service ("Terms") govern your use of the website and services provided by Amiom Corporate Finance Private Limited ("Amiom", "we", "us", or "our"). By accessing or using our website, you agree to be legally bound by these Terms. If you do not agree, please do not use our website or services.

1

Acceptance of Terms

  • By accessing this website, you confirm that you are at least 18 years of age and legally capable of entering into binding agreements under Indian law.
  • These Terms constitute a legally binding agreement between you and Amiom Corporate Finance Private Limited.
  • We reserve the right to update these Terms at any time. Continued use of the website after changes constitutes your acceptance of the revised Terms.
  • The most current version of these Terms will always be available on this page with the 'Last Updated' date.
2

Nature of Our Services

  • Amiom Corporate Finance Private Limited is a registered Direct Selling Agent (DSA) for banks and Non-Banking Financial Companies (NBFCs). We do not lend money directly.
  • Our role is to facilitate loan applications by connecting you with our partner lending institutions.
  • All loan approvals, disbursals, interest rates, tenure, and terms & conditions are determined solely by the respective bank or NBFC.
  • Submitting an enquiry through our website does not guarantee loan approval, a specific interest rate, or any specific loan offer.
  • Indicative interest rates displayed on this website are subject to change as per RBI guidelines and lender policies at any time without prior notice.
3

User Obligations

  • You agree to provide accurate, complete, and truthful information when submitting any enquiry or application through this website.
  • Submission of false, misleading, or fraudulent information is strictly prohibited and may result in rejection of your application and legal action.
  • You must not use this website for any unlawful purpose or in a way that violates any applicable laws or regulations.
  • You must not attempt to gain unauthorised access to any part of this website or its related systems.
  • You agree not to use automated tools, bots, or scripts to access or interact with this website.
4

Loan Application & Processing

  • By submitting a loan enquiry, you authorise Amiom and its lending partners to contact you via phone, SMS, email, or WhatsApp.
  • You consent to Amiom sharing your application details, documents, and personal information with partner banks and NBFCs for the purpose of loan processing.
  • Amiom does not charge any fees from applicants for loan facilitation services. If any fee is demanded, please report it to us immediately.
  • The processing time, credit assessment, and final decision on any loan application rest entirely with the lending institution.
  • Amiom is not responsible for any delays, rejections, or changes in loan terms made by the lending institution.
5

Fees & Charges

  • Amiom's loan facilitation services are free of charge for customers.
  • Lending institutions may levy processing fees, prepayment charges, or other charges as per their own policies.
  • Any fees payable to a lender will be clearly communicated to you by the respective lending institution before loan disbursement.
  • Amiom earns a commission from partner banks and NBFCs upon successful loan disbursement.
6

Intellectual Property

  • All content on this website — including text, graphics, logos, icons, images, and data compilations — is the property of Amiom Corporate Finance Private Limited and is protected under applicable Indian intellectual property laws.
  • You may not copy, reproduce, distribute, or create derivative works from any content on this website without prior written permission from us.
  • The Amiom name, logo, and brand marks are proprietary. Any unauthorised use is strictly prohibited.
  • You are granted a limited, non-exclusive, non-transferable licence to access and use this website solely for personal, non-commercial purposes.
7

Disclaimer of Warranties

  • This website and its content are provided on an 'as is' and 'as available' basis without warranties of any kind, express or implied.
  • Amiom does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.
  • Interest rates, loan amounts, and other financial information displayed are indicative and may not reflect current offers from lending institutions.
  • We do not guarantee that any loan enquiry submitted through this website will result in a loan offer.
8

Limitation of Liability

  • To the maximum extent permitted by law, Amiom Corporate Finance Private Limited shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of this website or our services.
  • Amiom is not liable for any decisions made by lending institutions regarding your loan application, including rejections, interest rates offered, or loan amounts sanctioned.
  • We are not responsible for any loss or damage caused by reliance on the information provided on this website.
  • Our total aggregate liability to you for any claim arising under these Terms shall not exceed ₹1,000.
9

Third-Party Links & Partners

  • This website may contain links to the websites of our partner banks, NBFCs, and other third-party resources.
  • Amiom does not control or endorse the content of third-party websites and is not responsible for their privacy practices or terms.
  • Visiting any linked website is at your own risk. We encourage you to review the terms and privacy policies of any third-party site you visit.
10

Privacy

  • Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
  • By using this website, you consent to our collection and use of your personal data as described in the Privacy Policy.
11

Governing Law & Dispute Resolution

  • These Terms are governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.
  • Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Tiruvannamalai, Tamil Nadu.
  • We encourage you to contact us first to resolve any disputes amicably before initiating legal proceedings.
  • You may reach us at info@amiom.in or +91-9566803663 for any grievances.
12

Contact Us

  • Company: Amiom Corporate Finance Private Limited
  • CIN: U64990TN2026PTC194318
  • Email: info@amiom.in
  • Phone: +91-9566803663
  • Address: SF NO 106/2C, ADIANNAMALAI, Adaiyur, Tiruvannamalai, Tamil Nadu - 606604
These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Tiruvannamalai, Tamil Nadu.